Job Information

Ryder System Credit Specialist in Alpharetta, Georgia

Current Employees:

If you are a current employee at Ryder (not a Contractor or temporary employee through a staffing agency), please click here ($3.htmld) to log in to Workday to apply using the internal application process. To learn how to apply for a position using the Career worklet, please review this quick reference guide ( .

Job Seekers can review the Job Applicant Privacy Policy by clicking HERE. (

You are the driving force behind our company.

Start your career with Ryder today!


The Rental Credit Specialist will perform a variety of functions required to analyze the Credit worthiness and risk to Ryder's Rental, National Rental and Freight Management Group (FMG) customers

Provides value-added analysis, recommendations and process improvements to the business. Individual will provide credit and business recommendations to local management to support sales revenue growth while mitigating risk. This position handles all Rental, National Rental and FMG product lines


Works with Rental, National Rental, and FMG sales group on credit requests on new customers and increased credit lines for existing customers

Assist Lease analyst in initial review of lease assignments handling preliminary credit review for assignee/assignor and obtaining Ryder documentation including TLSA, nfusion information and Ryder history

Reviews credit reports, Ryder and company history, and financial statements

Performs review on customer to determine any deterioration of their credit worthiness and re-evaluate the desired exposure, determining the proper credit line as well as an action plan to reduce our rentals if needed

Communicates to stop loss, collections, sales and operations on problem or high risk accounts by e-mail or conference calls to advise of potential loss

Verify all critical documentation & security is received from customer (ACH amendment, cash deposits, ILOC's, guarantees, etc.)

Assist daily with Credit Hold Mailbox reviewing emails to make sure proper information is given


Assist with Ad hoc tasks required within the department

Performs other duties as assigned


Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience.


Two (2) years or more experience in commercial credit

Two (2) years or more experience in financial statement analysis preferred


Ability to analyze and interpret financial data. Ability to complete spreads, analyzing trends and assessing credit risks

Capable of multi-tasking, highly organized, with excellent time management skills. Manage work queues, e-mails, and calls from multiple sources (Sales, customers, collections, etc.)

Strong verbal and written communication skills. Communicate effectively with customers & Sales

Ability to create and maintain professional relationships within all levels of the organization (peers, work groups, customers, supervisors). Maintain professional demeanor in potentially high stress environment

Ability to work independently and as a member of a team. Work independently to render responsible credit decisions

Ability to assess a situation, seek multiple perspectives, gather more information if necessary, and identify key issues that need to be addressed. Creative ability to structure deals, minimizing risk and growing sales

Demonstrates excellent judgment and decision making skillsDetail oriented with excellent follow-up practices


Knowledge and skills in Microsoft Office products (Excel, Word, PowerPoint and Access); intermediate level.

Work with Credit software that include credit scoring systems such as Cortera or Equifax; intermediate level.




Job Category: Credit & Collections

Ryder is proud to be an Equal Opportunity Employer and Drug Free workplace. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, among other things, or status as a qualified individual with disability.

Job Seekers can review the Job Applicant Privacy Policy by clicking HERE. (